First Home Buyers

So, you’ve cut down on your weekend spending, formulated a strict budget and now you’ve finally saved up a decent size home deposit. So, that’s the hard bit done, right? Well, not exactly.

Don’t feel deflated, saving up for a home deposit is no small task and a huge accomplishment but when it comes to purchasing your first home, finding a suitable loan can become confusing, frustrating and stressful.

Many first home buyers often turn to big banks for a home loan but they’re not always getting the most suitable product.

At Metrowide Financial Service, we help young home buyers find loan products that truly suit their needs, with competitive rates and features. We also take the time to guide you through the entire loan process from application to settlement.

Before looking for your dream home, it’s important to:

Know your borrowing capacity
No one wants to waste time looking at homes they can’t afford. So, before you start looking at homes, it’s important to find out your borrowing capacity. If you’re unsure of your borrowing capacity, our team can help you.

Get a pre-approval
Many first home buyers make the mistake of no getting a pre-approval. By securing a pre-approval with our team, you will be able to make an offer on your dream home while knowing you have the funds ready for the purchase.

Budget for extra costs
There are extra costs involved when purchasing a home. For example, you’ll need to budget for strata fees, stamp duty, pest and land inspections and any legal fees.

Contact Us
If you’re a first home buyer looking to jump into the property market or would like some more information on how we can help you, contact us on 0410 000 999 or fill out our enquiry form and a member of our team will get back to you shortly.